As a Senior Full-Stack Engineer, you will build mission-critical user-facing software, from the ground up. You’ll work across the stack, from the database to the user interface. You will design and implement clean internal APIs using proven architectural patterns while keeping non-functional requirements such as security, performance, and reliability in mind. You will plan and implement the architecture of each project under the supervision of our CTO and deliver maintainable, well-tested code and infrastructure.

• Architect major web and mobile features and applications with our CTO.
• Design and develop software components as part of a lean and nimble team.
• Monitor and maintain production infrastructure as part of our on-call rotation.
• Work closely with Product and QA to ensure a tight and fast feedback cycle.

• BSc degree in Computer Science (MSc or PhD preferred) from a world-class program, or demonstrable equivalent knowledge.
• 5+ years of web and/or mobile software development at reputable companies.
• Strong skills in Ruby on Rails, React.js and JavaScript, with an understanding of their core design principles.
• Track record of having successfully delivered and maintained large scale projects with a substantial UI component.
• Production experience using relational (e.g., MySQL, PostgreSQL), as well as noSQL database management systems (e.g., MongoDB, Redis).
• Demonstrable ability to scope a project, write technical specifications documents, identify discrete tasks, and provide precise estimates.
• Demonstrable knowledge of common software architecture patterns and best practices for designing APIs.
• Bias towards troubleshooting, debugging, documenting, and generally speaking fixing your own issues.
• Familiarity with configuration management, DevOps practices, and a willingness to roll your sleeves.
• A strong bias towards code reviews, testing, and automated QA.
• Ability to work effectively in a team environment, as well as independently.
• Clear communication skills, both verbal and writing, and a get-things-done attitude. Bonus points for an inclination towards security.

As the Chief Compliance and Risk Officer at Balance, you will be critical in our success by ensuring full compliance with applicable laws and regulations and identifying, quantifying, and managing risk within the organization. In this role you will holistically oversee all functions of the company and enforce compliance with various policies and procedures. You will develop and maintain such policies, procedures, and standards, regularly assess their effectiveness, and train our staff internally in accordance with their role and responsibilities. You will report to the CEO and in respect of certain matters directly to the board of directors.

• Maintain and continuously develop our AML/CTF compliance regime.
• Maintain and continuously develop our sanctions compliance program (SCP).
• Maintain our risk register and develop and implement risk treatment plans.
• Ensure compliance with FINTRAC’s requirements as a registered MSB.
• Ensure compliance with FinCEN’s requirements as a registered money transmitter.
• Ensure compliance with ATBF’s requirements as a registered trust company.
• Ensure compliance with any applicable securities law and regulations.
• Perform KYC/KYT and ongoing monitoring, manage and audit records, review and submit reports, coordinate effectiveness reviews, train staff, respond to law enforcement requests, and generally speaking roll up your sleeves. This is a doer role focused on individual contributions with very few direct reports, not a manager role.

• BSc. degree (MA or MBA preferred) in an analytical discipline such as Finance, Accounting, Administration, or Economics.
• 5+ years of experience in a senior compliance role at a regulated financial entity.
• Demonstrable knowledge and proficiency with blockchain and distributed ledger technologies.
• Demonstrable experience in engaging constructively with regulatory agencies such as FINTRAC, FinCEN, OFAC, IRS, CSA, CIRO, ATBF, OSFI, FSRAO, CRA and others.
• Excellent technical writing skills. No filler words, no extra characters on the page.
• Excellent communication and presentation skills. You’ve presented on stage before.
• A healthy obsession with keeping a world-class quality standard in your work.
• Ultra-high integrity. We do not cut any corners, we do not bend any rules.
• Ability to work effectively in a fully remote team environment, as well as independently.
• Bonus points for CAMS or any certifications from the Canadian Securities Institute.